.pm-section { padding: clamp(28px, 5vw, 56px) 0 clamp(40px, 6vw, 72px); }
.pm-head { margin-bottom: 16px; }
.pm-title { font-family: 'Poppins', sans-serif; font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 700; color: var(--vnavy, #0b1f4e); line-height: 1.2; }
.pm-title span { color: #ee6a1a; }
.pm-rule { width: 64px; height: 3px; border: 0; background: #ee6a1a; margin: 10px 0 0; border-radius: 3px; }
.pm-intro { max-width: 980px; margin: 0 0 24px; font-size: .92rem; line-height: 1.75; color: #475569; }

.pm-acc { display: flex; flex-direction: column; gap: 14px; }
.pm-item { background: #fff; border: 1px solid #e5e9f2; border-radius: 12px; box-shadow: 0 2px 10px rgba(11, 31, 78, .05); overflow: hidden; transition: box-shadow .2s, border-color .2s; }
.pm-item:hover { box-shadow: 0 8px 22px rgba(11, 31, 78, .09); }
.pm-item.is-open { border-color: #ee6a1a; box-shadow: 0 10px 26px rgba(238, 106, 26, .12); }
.pm-item__head { margin: 0; }
.pm-item__btn { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 14px; padding: 18px 20px; background: transparent; border: 0; cursor: pointer; text-align: left; font-family: inherit; }
.pm-item__name { font-size: .95rem; font-weight: 600; color: #1e293b; }
.pm-item.is-open .pm-item__name { color: #ee6a1a; }
.pm-item__chev { flex: none; color: #64748b; transition: transform .25s; }
.pm-item.is-open .pm-item__chev { transform: rotate(180deg); color: #ee6a1a; }
.pm-item__body { padding: 0 20px 18px; border-top: 1px solid #f1f4f9; }
.pm-item__body[hidden] { display: none; }
.pm-rows { margin: 0; padding-top: 12px; }
.pm-row { display: grid; grid-template-columns: 190px minmax(0, 1fr); gap: 4px 16px; padding: 7px 0; font-size: .88rem; line-height: 1.6; }
.pm-row dt { font-weight: 700; color: #0b1f4e; }
.pm-row dd { margin: 0; color: #475569; }
.pm-row--plain { display: block; }

[data-theme="dark"] .pm-item { background: var(--card-bg, #1e293b); border-color: var(--card-border, #334155); }
[data-theme="dark"] .pm-item__name, [data-theme="dark"] .pm-row dt, [data-theme="dark"] .pm-title { color: #e2e8f0; }
[data-theme="dark"] .pm-intro, [data-theme="dark"] .pm-row dd { color: #cbd5e1; }
[data-theme="dark"] .pm-item__body { border-top-color: #334155; }

@media (max-width: 640px) {
    .pm-row { grid-template-columns: 1fr; gap: 0; padding: 6px 0; }
    .pm-item__btn { padding: 15px 14px; }
    .pm-item__body { padding: 0 14px 14px; }
}